Getting Started
Find information about what insurances we accept, our rates, payment options, as well as intake and informational forms. If you have any questions, don’t hesitate to contact us.
Rates & INsurance
Complementary Introductory Session: Because choosing a therapist is such an important decision, we offer 20-minute initial sessions at no cost to see if we are a good fit.
Fees: Fern Counseling team members set their own hours and rates.
First session (Intake): $235.
Kelly Fern, LMFT: $180 per 50-55 minute session. $270 per 90 minute session.
Brad Fern, LMFT: $180 per 50-55 minute session. $270 per 90 minute session.
Elaina Vig, LICSW: $160 per 50-55 minute session. $240 per 90 minute session.
Patrick Robinson, LMFT: $170 per 50-55 minute session. $255 per 90 minute session.
Lance Hauge, Therapist: $200 per 60-minute session. $300 for 90-minute session.
Payment Options: FC accepts credit cards, Health Savings Accounts cards (HSA), Flex Savings Account cards (FSA), checks and cash.
Insurance:
We accept Blue Cross Blue Shield and Medica UHC. (Please be aware that you will be responsible for payment if your insurance company does not pay.)
FC does not bill insurance for couples counseling.
If FC is not credentialed by your insurance provider, then Fern Counseling/Fern Therapy Services/Kelly Fern/Brad Fern/Elaina Vig/Patrick Robinson/Lance Hauge is an out-of-network provider, which means that it does not bill your insurance company directly. If you use out-of-network benefits, you would pay the cost of service at the time of session, FC would provide a receipt, and you would submit the receipt to your insurance company for reimbursement. Please contact your insurance provider to ask if your benefits include reimbursement for out-of-network providers.
Benefits to therapy without insurance
1. A greater degree of privacy. Your insurance provider requires therapists to share your diagnosis, goals, and treatment plan. We often see clients who prefer that this information is not accessible to other entities.
(People who tend to want a greater degree of privacy are doctors, first responders and military personnel, people who need secret and top secret clearances for their jobs, public figures, people addressing sexual or relationship concerns, and people working through past traumatic experiences. )
2. You can seek individual therapy without being given a mental health diagnosis. When you use insurance, therapists are required to give you a mental health diagnosis. This diagnosis will be a permanent part of your medical record, which can impact future insurance costs, life insurance, job opportunities, etc.
3. You can seek couples therapy without being given a mental health diagnosis. Couples therapy is generally not covered by most insurance plans. Fern Counseling does not bill insurance for couples counseling.
If you need support but don’t want a mental health diagnosis, paying out of pocket is an option exercised by some clients.
Sliding Scale
Each Fern Counseling therapist accepts a limited number of clients on a sliding scale basis. Please inquire about need-based pricing during your initial contact.
Ready to get started?
We want to be there to support you, to hear your story, and to help you discover your strengths. We believe it is never too late to make positive change, to redirect your life and learn about yourself.